Highland Commercial Mortgage specializes in financing the development, purchasing, substantial rehabilitation and refinancing of multifamily properties across the country. Our loan programs are secured by the Federal Housing Administration(FHA).

We work closely with developers, non-profit housing organizations, and large property managers, which has strengthened our network within the industry. We have a long-standing professional relationship with the HUD staff spanning over two decades which has allowed us to process loans more efficiently without the added stress one might expect.  As a boutique lending firm, we have focused solely on the FHA loan platform, which has contributed directly to our success.  In 2016, the Department of Housing and Urban Development named Highland Commercial Mortgage, 6th in the country among financial lenders for firm commitments utilizing FHA.

HCM has closed over $1.6 billion dollars in loan commitments since reforming the company in 2012.


Susan Hall (CEO) and John ”Chip” Moore, Jr.(President) have a strong background in the FHA insured multifamily lending industry that dates back to 1979, when their father John Moore, Sr. co-founded  Highland Mortgage Company. Highland Mortgage Company became one of the largest lenders in the country that specialized in apartment and healthcare loans insured by FHA. In 2005, the company was sold to GMAC Commercial Mortgage and subsequently became Berkadia Commercial Mortgage, a Berkshire Hathaway subsidiary where Hall and Moore worked as Senior Vice Presidents over the Birmingham operations.

In 2012, Hall and Moore resigned from their positions with Berkadia and established a private lending firm, Highland Commercial Mortgage. Although the company boasted a new name, Highland Commercial Mortgage employed a fully seasoned staff of underwriters and processors from the Birmingham Berkadia office giving them a full staff with over 100+ years in the industry.

HCM recorded $1.6 billion dollars in closed loan transactions in 2016 and ranked 6th in the country among FHA insured lenders for firm loan commitments this past year.


We look forward to hearing from you!